Terms of Service

Last updated: July 30, 2026

These Terms govern use of the Structure Studio Suite platform, operated by CSM Capital LLC, doing business as CSM Synergy ("Structure Studio Suite," "we," "us," "our"). Part B contains our SMS Terms.

1. Acceptance and who may use the platform

By creating an account, subscribing, or using the Structure Studio Suite platform, you agree to these Terms. If you are entering into these Terms on behalf of a company, you represent that you have authority to bind that company, and "you" refers to that company.

Structure Studio Suite is a business-to-business product intended for building companies and their staff. You must be at least 18 years old and able to form a binding contract.

2. What Structure Studio Suite provides

Structure Studio Suite provides software for designing buildings, producing quotes and estimates, capturing and tracking leads and customers, and related business functions, delivered through a hosted web platform and per-customer branded links. Features vary by subscription, and some features are described on our website as planned or "coming soon." Planned features are not part of what you are purchasing until they are released, and we make no commitment to any release date.

3. Accounts and security

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Do not share credentials. Notify us promptly at support@csmsynergy.com if you suspect unauthorized access. You are responsible for the acts and omissions of anyone you invite to your account.

4. Subscriptions, fees, and billing

5. Cancellation and refunds

You may cancel a subscription at any time from the Billing area of your portal. Cancellation stops future renewals. Unless we state otherwise in writing, fees already paid are not refundable, and you retain access to the cancelled feature through the end of the period you have already paid for. We may make exceptions at our discretion.

6. Processing payments from your customers

Planned feature — not active today

We intend to offer, in a future release, the ability for you to accept payments from your own customers through the platform — for example, deposits, invoice payments, or rent-to-own installments. This capability is not available today and no such payments are being processed.

Before that feature becomes available, we will publish supplemental terms describing at minimum: which entity is the merchant of record; who holds and disburses funds and on what timeline; underwriting and identity-verification requirements you must satisfy; fees; how refunds, disputes, and chargebacks are handled and who bears the loss; and each party's obligations under payment-network rules and applicable law. Your use of that feature will require your separate agreement to those supplemental terms and to any terms imposed by the payment processor and card networks. Nothing in these Terms today authorizes us to hold or transmit funds on your behalf.

7. Your data and your customers' data

8. Your responsibilities

You agree that you will:

9. Quotes, pricing, and estimates

The platform is a tool; you are the seller. Quotes, prices, estimates, contracts, and documents produced through the platform are generated from information you configure and are your responsibility. We are not a party to any transaction between you and your customers, and we do not warrant the accuracy, completeness, profitability, or legal sufficiency of any quote, price, estimate, agreement, or rent-to-own or other financing document produced through the platform. Any templates we supply are starting points only and should be reviewed by your own legal and accounting advisors before use. You are solely responsible for compliance with any law governing consumer contracts, disclosures, and financing that applies to your business.

10. Intellectual property

The platform, including its software, design, and documentation, and the Structure Studio Suite and CSM Synergy names and logos, are owned by us and our licensors and are protected by intellectual-property law. Subject to these Terms and your payment of fees, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the platform for your internal business purposes during your subscription. No other rights are granted. If you send us feedback or suggestions, we may use them without obligation to you.

11. Availability and support

We aim to keep the platform available and reliable, but we do not commit to a specific uptime percentage unless we have signed a separate written service-level agreement with you. We may perform maintenance, and will try to schedule significant planned maintenance outside normal business hours where practical. We may modify, add, or discontinue features; if we discontinue a paid feature you are actively subscribed to, we will provide reasonable notice and, at your option, a pro-rated refund of amounts prepaid for that feature after the discontinuation date.

Support is provided by email at support@csmsynergy.com during normal business hours.

12. Disclaimer of warranties

Except as expressly stated in these Terms, the platform is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components, or that it will meet your requirements or produce any particular business result. Some jurisdictions do not allow certain disclaimers, so parts of this section may not apply to you.

13. Limitation of liability

To the maximum extent permitted by law:

14. Indemnification

You agree to defend, indemnify, and hold harmless CSM Capital LLC and its officers, members, employees, and agents from and against any third-party claim, demand, loss, or expense (including reasonable attorneys' fees) arising out of: your use of the platform; Your Data and the content you configure, including quotes, prices, contracts, and financing documents; your relationship with and obligations to your own customers; your messaging practices; or your breach of these Terms or of applicable law.

We will defend and indemnify you against a third-party claim that the platform, as provided by us and used in accordance with these Terms, infringes that party's intellectual-property rights, provided you notify us promptly and allow us to control the defense.

15. Term and termination

These Terms apply for as long as you have an account. You may close your account at any time. We may suspend or terminate your access if you materially breach these Terms, fail to pay, or use the platform in a way that creates legal risk or harms the platform or other customers — with notice and, where the breach is curable, a reasonable chance to cure, except where immediate action is needed to prevent harm. On termination, your right to use the platform ends; sections that by their nature should survive (data ownership, fees owed, disclaimers, liability limits, indemnification, and governing law) will survive.

16. Governing law and disputes

These Terms are governed by the laws of the State of Tennessee, without regard to its conflict-of-laws rules. The parties will first attempt to resolve any dispute informally by contacting each other. Any dispute that cannot be resolved informally will be brought exclusively in the state or federal courts located in Henry County, Tennessee, and each party consents to that jurisdiction and venue. Each party waives any right to a jury trial and agrees that disputes will be brought individually and not as part of a class action.

Attorney review needed

Tennessee is stated above based on our principal place of business. If CSM Capital LLC is formed in a different state, your attorney may prefer that state's law instead. Arbitration, class-action waiver, jury-trial waiver, and venue provisions are also enforced differently from state to state and are among the most commonly challenged clauses in a software agreement — have your attorney confirm this section, and decide whether you want arbitration rather than court, before relying on it.

17. Changes to these Terms

We may update these Terms from time to time. The "Last updated" date reflects the most recent revision. For material changes we will provide notice through the platform or by email before they take effect. Continued use of the platform after the effective date constitutes acceptance. If you do not agree to a change, you may cancel your subscription as described in section 5.

Part B — SMS Terms of Service

Program description

Structure Studio Suite — a messaging program operated by CSM Capital LLC, doing business as CSM Synergy. When you opt in, you may receive account and service notifications, support responses, appointment and demo confirmations and reminders, billing and payment notices, and product and service updates, at the phone number you provide. Consent to receive text messages is not a condition of any purchase.

Opt-out and rejoining

You can cancel the SMS service at any time. Just text "STOP" to the 816-300-5600. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

Help and support

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at support@csmsynergy.com.

Carrier liability

Carriers are not liable for delayed or undelivered messages.

Message frequency, message & data rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive recurring messages, and message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Compliance with industry standards

This messaging program is operated in accordance with applicable carrier requirements and industry standards, including the CTIA Messaging Principles and Best Practices.

Privacy

If you have any questions regarding privacy, please read our privacy policy: https://structurestudiosuite.com/privacy

Business identification and contact

CSM Capital LLC operates this messaging program and the Structure Studio Suite platform under the brand names CSM Synergy and Structure Studio Suite.

1645 Bethany Rd, Cottage Grove, TN 38224
Email: support@csmsynergy.com · Phone: 816-300-5600

Changes to these SMS Terms

We may update these SMS Terms of Service from time to time. Continued participation in the messaging program after changes take effect constitutes acceptance of the updated terms.

Disclaimer: This document is a compliance template built to current carrier (A2P 10DLC) standards and general software-industry practice, and is provided for reference only. It does not constitute legal advice. You should have it reviewed by qualified legal counsel and modified to reflect your specific business, jurisdiction, and messaging practices before publishing. Registration requirements and compliance standards change over time, and ongoing compliance is the responsibility of your business.